Financial Literacy That Actually Sticks
Look, most financial advice sounds great until you try applying it. Our program focuses on what actually works for people managing real money in the Philippines market. We break down strategic planning into steps you can start using right away.
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What You'll Learn Over Six Months
Starting September 2025, we're running a six-month program that covers practical financial strategy. Each module builds on the last, so you're not just collecting information—you're developing a skill set.
Cash Flow Reality
Most people think they know where their money goes. Then they actually track it. We'll show you how to map your real spending patterns and find opportunities you didn't know existed.
Risk Assessment
Every financial decision involves trade-offs. We teach you how to evaluate options based on your actual situation, not generic advice that might not fit your life.
Strategic Direction
Building wealth isn't about following one perfect formula. It's about making consistent decisions that align with where you're trying to go. We help you map that out clearly.
Protection Planning
Insurance and emergency funds sound boring until you need them. We cover how to protect what you're building without overpaying for coverage you don't actually need.
Market Basics
You don't need to become a trader, but understanding how different investment vehicles work helps you make informed choices. We keep it straightforward and relevant to local options.
Family Finances
Money decisions affect everyone in your household. We discuss how to have productive conversations about finances and align family goals with financial reality.
How The Program Flows
Our autumn 2025 cohort runs from September through February 2026. Each phase builds practical skills you can implement immediately.
Foundation Month (September 2025)
We start by establishing your current financial baseline. This isn't about judgment—it's about getting clear on where you actually are so we can plan effectively from there.
Analysis Phase (October-November 2025)
Now we dig into patterns and possibilities. You'll learn to spot financial leaks, identify optimization opportunities, and understand what trade-offs make sense for your specific situation.
Strategy Building (December 2025)
With solid information in hand, we construct your strategic approach. This is where individual circumstances really matter—what works for someone else might not work for you.
Implementation Support (January-February 2026)
Theory meets reality. We help you apply what you've learned while adjusting for unexpected challenges. This phase includes troubleshooting common obstacles that come up when changing financial habits.
Who's Teaching This
Both instructors have spent years working with clients across different financial situations. They've seen what trips people up and what actually helps.
Benicio Hartshorn
Strategic Planning Lead
Benicio has been breaking down complex financial concepts since 2014. He's particularly good at helping people understand their options without drowning them in jargon. His background in behavioral finance shows up in how he approaches habit formation.
Theron Galloway
Risk Assessment Specialist
Theron brings a practical perspective from working with both established professionals and people just starting to build financial stability. He's honest about what's realistic and what's wishful thinking—which students appreciate after they get past the initial reality check.